1. Stamp Duty Rates in Odisha (Including Berhampur)
For property transactions in Odisha—including Berhampur—the government charges are practice-based depending on the ownership:
| Ownership Type | Stamp Duty |
|---|---|
| Male owner | 5% |
| Female owner | 4% |
| Joint male + female ownership | 4% |
| Joint male + male ownership | 5% |
| Joint female + female ownership | 4% |
This “women’s concession” underscores a clear policy push: property in a woman’s name qualifies for reduced stamp duty.
2. Registration Charges
Regardless of ownership composition, the registration fee is fixed at 2% of the property’s consideration value. This is a flat, state-wide standard.
3. Fee Structure for Other Deed Types
Beyond sale deeds, different document types attract specific charges:
- Sale Agreement: Stamp duty ₹10; Registration at 2%
- Lease Agreement: Up to 5 years – 2% Stamp & Reg; More than 5 years – 5% Stamp, 2% Reg
- Miscellaneous documents (e.g., Power of Attorney, Bond, Mortgage, Will): Varies—from nominal fixed fees to percentage-based amounts.
4. E-Stamping: Odisha’s Digital Push
Odisha has embraced electronic stamping (e-stamp), replacing physical stamp paper with a digitally secure system. It ensures transparency, prevents fraud, and speeds up processing. This is now the preferred—and often required—method for transactions like property deeds.
5. How to Calculate and Pay These Charges
The Inspector General of Registration (IGR), Odisha, provides an online stamp duty & registration calculator. You can generate a quote, pay digitally, and streamline registration submissions using the official portal.
For any property transaction in Berhampur, this portal is your most reliable resource.
6. Buyer Insights and Practical Notes
- Buyer typically pays full charges. Across India—including Odisha—buyers handle both stamp duty and registration costs, whether it’s resale or fresh purchase.
- Stamp duty and registration are tax-deductible under Section 80C of the Income Tax Act; ensure possession is established before claiming, as per legal guidance.
- Involving a female co-owner can reduce stamp duty liability by 1%—a simple, legal way to save costs.
7. Berhampur-Specific Scenario (Example)
If you’re registering a ₹50 lakh property:
- Male buyer: Stamp Duty = ₹2.5 lakh (5%); Registration = ₹1 lakh (2%) → Total = ₹3.5 lakh
- Female buyer or joint with female: Stamp Duty = ₹2 lakh (4%); Registration = ₹1 lakh → Total = ₹3 lakh
8. Overview
| Charge Type | Male Owner | Female Owner / Joint |
|---|---|---|
| Stamp Duty | 5% | 4% |
| Registration Fee | 2% | 2% |
| E-Stamping | Required via official portal | |
| Online Calculator | Available via IGRS Odisha | |
| Buyer Responsibility | Typically bears all costs | |
| Tax Deductibility | Can be claimed under Section 80C post-possession |
Final Thoughts
Understanding these charges—and how to use Odisha’s modern e-stamping system—can help property buyers in Berhampur budget accurately and avoid surprises. A smart tip: always verify online rates using IGR’s calculator before signing any sale deed.
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